/* ============================================================
   shared.css — Componentes compartidos · Consultores M&L Seguros
   Requiere: colors_and_type.css
   ============================================================ */

/* ── Reset base ─────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

body {
  font-family: var(--font-sans);
  color: var(--text-primary);
  background: var(--bg-primary);
  overflow-x: hidden;
}

.container {
  max-width: var(--container-max-width);
  margin: 0 auto;
  padding: 0 var(--section-padding-x);
}

/* ── Animaciones base ───────────────────────────────── */
@keyframes pulseGreen {
  0%, 100% { box-shadow: 0 0 0 0 rgba(34,197,94,0.4); }
  50%       { box-shadow: 0 0 0 6px rgba(34,197,94,0); }
}
@keyframes pulseMagenta {
  0%, 100% { box-shadow: 0 0 0 0 rgba(194,24,91,0.4); }
  50%       { box-shadow: 0 0 0 6px rgba(194,24,91,0); }
}
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(24px); }
  to   { opacity: 1; transform: translateY(0); }
}
@keyframes fadeIn {
  from { opacity: 0; }
  to   { opacity: 1; }
}
@keyframes badgePop {
  from { opacity: 0; transform: scale(0.9); }
  to   { opacity: 1; transform: scale(1); }
}

.pulse-dot {
  display: inline-block;
  width: 8px; height: 8px;
  background: #22C55E;
  border-radius: 50%;
  animation: pulseGreen 2s ease infinite;
}

/* ── Scroll reveal ──────────────────────────────────── */
.scroll-reveal {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.5s ease-out, transform 0.5s ease-out;
}
.scroll-reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ── Botones globales ───────────────────────────────── */
.btn-primary {
  background: var(--color-accent);
  color: var(--text-on-accent);
  padding: 13px 26px;
  border-radius: var(--radius-sm);
  font-family: var(--font-sans);
  font-weight: var(--font-weight-semibold);
  font-size: var(--font-size-base);
  text-decoration: none;
  display: inline-flex; align-items: center; gap: 8px;
  border: none; cursor: pointer;
  transition: all 0.25s ease;
}
.btn-primary:hover {
  background: var(--color-accent-hover);
  box-shadow: var(--shadow-md);
  transform: translateY(-1px);
}

.btn-secondary {
  background: transparent;
  color: var(--color-accent);
  border: 1.5px solid var(--color-accent);
  padding: 12px 26px;
  border-radius: var(--radius-sm);
  font-family: var(--font-sans);
  font-weight: var(--font-weight-semibold);
  font-size: var(--font-size-base);
  text-decoration: none;
  display: inline-flex; align-items: center; gap: 8px;
  cursor: pointer;
  transition: all 0.25s ease;
}
.btn-secondary:hover { background: rgba(194,24,91,0.06); }

.btn-secondary:disabled {
  opacity: 0.4;
  cursor: not-allowed;
}

.btn-whatsapp {
  background: var(--color-success);
  color: #FFFFFF;
  padding: 13px 26px;
  border-radius: var(--radius-sm);
  font-family: var(--font-sans);
  font-weight: var(--font-weight-semibold);
  font-size: var(--font-size-base);
  text-decoration: none;
  display: inline-flex; align-items: center; gap: 8px;
  border: none; cursor: pointer;
  transition: all 0.25s ease;
}
.btn-whatsapp:hover { background: #1ebe58; transform: translateY(-1px); }

/* ══════════════════════════════════════════════════════
   NAVBAR
   ══════════════════════════════════════════════════════ */
nav#navbar {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: #1A1A2E;
  height: 88px;
  display: flex;
  align-items: center;
  transition: box-shadow 0.25s ease;
}
nav#navbar.scrolled { box-shadow: 0 2px 12px rgba(0,0,0,0.2); }

nav#navbar .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
}

.nav-logo {
  height: 88px; width: auto;
  margin-left: 16px;
  object-fit: contain;
}

.nav-menu {
  display: flex;
  gap: 32px;
  list-style: none;
}
.nav-menu li { position: relative; }

.nav-menu li.has-dropdown > a {
  display: flex; align-items: center; gap: 4px;
}
.nav-menu li.has-dropdown > a svg { transition: transform 0.2s ease; }
.nav-menu li.has-dropdown:hover > a svg { transform: rotate(180deg); }
.nav-menu li.has-dropdown:hover > a { color: #C2185B; }

.nav-menu a {
  color: rgba(255,255,255,0.75);
  text-decoration: none;
  font-size: var(--font-size-base);
  font-weight: var(--font-weight-medium);
  transition: color 0.2s ease;
  position: relative;
}
.nav-menu a:hover { color: #E91E8C; }
.nav-menu a.active { color: #FFFFFF; }
.nav-menu a.active::after {
  content: '';
  position: absolute;
  bottom: -4px; left: 0; right: 0;
  height: 2px;
  background: #E91E8C;
}

/* Mega-menu */
.mega-menu {
  position: absolute;
  top: 100%; left: 50%;
  transform: translateX(-50%) translateY(-8px);
  margin-top: 16px;
  background: #FFFFFF;
  border-top: 3px solid #C2185B;
  border-radius: 0 0 16px 16px;
  box-shadow: 0 16px 48px rgba(0,0,0,0.15);
  padding: 32px 40px;
  width: 280px; max-width: 90vw;
  display: flex; flex-direction: column; gap: 0;
  opacity: 0; visibility: hidden;
  transition: opacity 0.2s ease, transform 0.2s ease, visibility 0.2s;
  z-index: 1000;
}
.nav-menu li.has-dropdown:hover .mega-menu {
  opacity: 1; visibility: visible;
  transform: translateX(-50%) translateY(0);
}

.mega-menu-column { display: flex; flex-direction: column; gap: 0; }

.mega-menu-title {
  font-family: var(--font-sans);
  font-weight: 600; font-size: 13px;
  color: #1A1A2E;
  border-bottom: 1px solid rgba(0,0,0,0.08);
  padding: 12px 0;
  cursor: pointer;
  transition: color 0.2s ease;
}
.mega-menu-title:hover { color: #C2185B; }
.mega-menu-title.active-submenu {
  color: #C2185B;
  font-weight: 600;
  border-left: 3px solid #C2185B;
  padding-left: 9px;
  background: rgba(194,24,91,0.05);
  border-radius: 4px;
}

.nav-right {
  display: flex; align-items: center; gap: 16px;
}

.badge-ai {
  background: rgba(194,24,91,0.12);
  border: 1px solid rgba(194,24,91,0.35);
  color: #FFFFFF;
  padding: 6px 14px;
  border-radius: 20px;
  font-size: 12px; font-weight: 500;
  display: inline-flex; align-items: center; gap: 8px;
  cursor: pointer;
  transition: all 0.25s ease;
}
.badge-ai:hover { background: rgba(194,24,91,0.25); }

/* Mobile nav toggle */
.nav-mobile-toggle {
  display: none;
  flex-direction: column; gap: 5px; align-items: center; justify-content: center;
  background: none; border: none; cursor: pointer; padding: 4px;
  min-width: 44px; min-height: 44px; flex-shrink: 0;
}
.nav-mobile-toggle span {
  display: block; width: 22px; height: 2px;
  background: rgba(255,255,255,0.8);
  border-radius: 2px;
  transition: all 0.25s ease;
}

/* ══════════════════════════════════════════════════════
   FOOTER
   ══════════════════════════════════════════════════════ */
footer {
  background: #0f0f1a;
  color: rgba(255,255,255,0.55);
  padding: 40px 0 0;
}

.footer-main {
  max-width: 1200px; margin: 0 auto;
  padding: 0 24px;
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr;
  gap: 40px;
}

.footer-logo { height: 84px; width: auto; object-fit: contain; margin-bottom: 0; vertical-align: top; }

.footer-info {
  font-size: 13px; color: rgba(255,255,255,0.45);
  line-height: 1.6; margin-bottom: 16px;
}

.social-icons { display: flex; gap: 12px; }

.social-icon {
  width: 32px; height: 32px;
  border: 0.5px solid rgba(255,255,255,0.15);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,0.55);
  text-decoration: none;
  transition: all 0.2s ease;
}
.social-icon:hover { border-color: #C2185B; color: #C2185B; }

.footer-column-label {
  color: #C2185B;
  font-size: 12px; font-weight: 600;
  letter-spacing: 0.10em; text-transform: uppercase;
  margin-bottom: 16px;
}

.footer-links {
  display: flex; flex-direction: column; gap: 10px;
  list-style: none;
}
.footer-links a, .footer-links li {
  color: rgba(255,255,255,0.55);
  text-decoration: none; font-size: 14px;
  transition: color 0.2s ease;
}
.footer-links a:hover { color: #C2185B; }

.footer-contact-item {
  display: flex; align-items: flex-start; gap: 10px;
  margin-bottom: 12px; font-size: 14px;
  color: rgba(255,255,255,0.55);
}
.footer-contact-item svg { flex-shrink: 0; margin-top: 2px; }

.footer-bottom {
  max-width: 1200px; margin: 32px auto 0;
  padding: 20px 24px;
  border-top: 0.5px solid rgba(255,255,255,0.06);
  display: flex; justify-content: space-between; align-items: center;
}
.footer-copyright { color: rgba(255,255,255,0.25); font-size: 12px; }
.footer-mili-status {
  display: flex; align-items: center; gap: 8px;
  color: rgba(255,255,255,0.25); font-size: 12px;
}
.footer-mili-status .pulse-dot { width: 6px; height: 6px; }

/* ══════════════════════════════════════════════════════
   SUBPAGE — HERO BANNER
   ══════════════════════════════════════════════════════ */
.subpage-hero {
  position: relative;
  min-height: 460px;
  display: flex; align-items: center;
  overflow: hidden;
  background: linear-gradient(135deg, #1A1A2E 0%, #2D1B4E 60%, #C2185B 100%);
}

.subpage-hero-bg {
  position: absolute; inset: 0;
  background-size: cover; background-position: center;
  z-index: 0;
}

.subpage-hero-overlay {
  position: absolute; inset: 0;
  background: linear-gradient(
    to right,
    rgba(10,10,20,0.92) 0%,
    rgba(10,10,20,0.75) 45%,
    rgba(10,10,20,0.15) 100%
  );
  z-index: 1;
}

.subpage-hero .container {
  position: relative; z-index: 2;
  padding-top: 56px; padding-bottom: 56px;
}

.hero-breadcrumb {
  font-size: 13px;
  color: rgba(255,255,255,0.60);
  margin-bottom: 16px;
  display: flex; align-items: center; gap: 6px;
}
.hero-breadcrumb a { color: rgba(255,255,255,0.60); text-decoration: none; }
.hero-breadcrumb a:hover { color: rgba(255,255,255,0.90); }

.hero-category-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(194,24,91,0.20);
  border: 1px solid rgba(194,24,91,0.40);
  color: #FFFFFF;
  border-radius: 20px;
  padding: 6px 14px;
  font-size: 12px; font-weight: 600;
  letter-spacing: 0.06em; text-transform: uppercase;
  margin-bottom: 20px;
}

.hero-h1 {
  font-size: clamp(32px, 5vw, 52px);
  font-weight: 800;
  line-height: 1.1;
  color: #FFFFFF;
  margin-bottom: 0;
}
.hero-h2 {
  font-size: clamp(32px, 5vw, 52px);
  font-weight: 800;
  line-height: 1.1;
  color: #C2185B;
  margin-bottom: 16px;
}

.hero-divider {
  width: 40px; height: 2px;
  background: #C2185B;
  margin-bottom: 16px;
}

.hero-subtexto {
  font-size: 18px;
  color: rgba(255,255,255,0.80);
  line-height: 1.5;
  margin-bottom: 28px;
  max-width: 520px;
}

.hero-coberturas {
  display: flex; flex-wrap: wrap; gap: 20px;
  margin-bottom: 32px;
}
.hero-cobertura-item {
  display: flex; align-items: center; gap: 8px;
  color: #FFFFFF; font-size: 14px;
}
.hero-cobertura-item svg { color: #C2185B; flex-shrink: 0; }

.hero-stats {
  display: flex; align-items: center; gap: 0;
  flex-wrap: wrap;
}
.hero-stat {
  display: flex; flex-direction: column;
  padding: 0 24px;
  border-right: 1px solid rgba(255,255,255,0.20);
}
.hero-stat:first-child { padding-left: 0; }
.hero-stat:last-child { border-right: none; }
.hero-stat-number {
  font-size: 28px; font-weight: 700;
  color: #FFFFFF; line-height: 1;
}
.hero-stat-label {
  font-size: 12px;
  color: rgba(255,255,255,0.60);
  margin-top: 2px;
}

/* ══════════════════════════════════════════════════════
   SUBPAGE — SECCIÓN DE BIENVENIDA
   ══════════════════════════════════════════════════════ */
.welcome-section {
  background: var(--bg-secondary);
  border-top: 1px solid rgba(0,0,0,0.05);
  border-bottom: 1px solid rgba(0,0,0,0.05);
  padding: 48px 0;
}

.welcome-inner {
  max-width: 900px;
  padding: 0 var(--section-padding-x);
}

.welcome-title {
  font-size: 26px; font-weight: 700;
  color: var(--text-primary);
  line-height: 1.3;
  margin-bottom: 14px;
}

.welcome-description {
  font-size: 15px;
  color: var(--text-secondary);
  line-height: 1.75;
  margin-bottom: 24px;
}

.welcome-badges {
  display: flex; flex-wrap: wrap; gap: 10px;
}

.welcome-badge {
  display: inline-flex; align-items: center; gap: 6px;
  background: #FFFFFF;
  border: 1px solid rgba(0,0,0,0.08);
  border-radius: 20px;
  padding: 7px 14px;
  font-size: 13px; font-weight: 500;
  color: var(--text-secondary);
}
.welcome-badge svg { color: var(--color-accent); }

/* ══════════════════════════════════════════════════════
   SUBPAGE — CARDS DE PRODUCT_TYPE
   ══════════════════════════════════════════════════════ */
.cards-section {
  background: #FFFFFF;
  padding: 72px 0;
}

.cards-section-title {
  font-size: 13px; font-weight: 600;
  color: var(--color-accent);
  text-transform: uppercase; letter-spacing: 0.08em;
  margin-bottom: 8px;
}

.cards-section-headline {
  font-size: clamp(22px, 3vw, 30px);
  font-weight: 700; color: var(--text-primary);
  margin-bottom: 40px;
}

.cards-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

/* Card individual */
.product-type-card {
  background: #FFFFFF;
  border: 1px solid rgba(0,0,0,0.07);
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: all 0.25s ease;
  display: flex; flex-direction: column;
}
.product-type-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}
.product-type-card.empty { opacity: 0.65; }

.card-image-area {
  height: 200px;
  overflow: hidden;
  position: relative;
  background: linear-gradient(135deg, #E5F0FA 0%, #F7F7F7 100%);
  display: flex; align-items: center; justify-content: center;
}
.card-image-area img {
  width: 100%; height: 100%;
  object-fit: cover;
}
.card-image-icon {
  color: var(--color-accent);
  opacity: 0.4;
}

.card-body {
  padding: 20px 20px 16px;
  display: flex; flex-direction: column;
  flex: 1;
}

.card-product-type {
  font-size: 16px; font-weight: 600;
  color: var(--text-primary);
  margin-bottom: 10px;
}

.card-badges {
  display: flex; gap: 8px;
  margin-bottom: 12px; flex-wrap: wrap;
}
.badge-stat {
  background: rgba(194,24,91,0.08);
  color: var(--color-accent);
  border-radius: var(--radius-full);
  padding: 3px 10px;
  font-size: 12px; font-weight: 600;
}
.badge-stat.empty {
  color: var(--text-muted);
  background: rgba(0,0,0,0.05);
}

.card-description {
  font-size: 13px; color: var(--text-secondary);
  line-height: 1.6;
  margin-bottom: 16px;
  display: -webkit-box;
  -webkit-line-clamp: 3;
  -webkit-box-orient: vertical;
  overflow: hidden;
}

.card-carriers-label {
  font-size: 11px; font-weight: 600;
  color: var(--text-muted);
  text-transform: uppercase; letter-spacing: 0.08em;
  margin-bottom: 10px;
}

.card-logos {
  display: flex; flex-wrap: wrap; gap: 8px;
  margin-bottom: 8px;
  position: relative;
}

.logo-chip {
  position: relative;
  width: 56px; height: 36px;
  border-radius: 6px;
  background: #FFFFFF;
  display: flex; align-items: center; justify-content: center;
  cursor: pointer;
  transition: all 0.2s ease;
  padding: 4px;
  filter: none;
  opacity: 0.80;
}
.logo-chip.featured { border: 0.5px solid rgba(194,24,91,0.30); }
.logo-chip.non-featured { border: 0.5px solid rgba(0,0,0,0.10); }
.logo-chip:hover, .logo-chip.selected {
  opacity: 1;
  border-color: #C2185B !important;
  box-shadow: 0 2px 8px rgba(194,24,91,0.15);
}
.logo-chip img {
  max-width: 100%; max-height: 100%;
  object-fit: contain;
}

.logo-chip-badge {
  position: absolute;
  top: -6px; right: -6px;
  background: var(--color-accent);
  color: #FFFFFF;
  border-radius: 50%;
  width: 18px; height: 18px;
  font-size: 10px; font-weight: 700;
  display: flex; align-items: center; justify-content: center;
}

.card-hint {
  font-size: 12px; color: var(--text-muted);
  text-align: center; margin-top: 8px;
  display: flex; align-items: center; justify-content: center; gap: 4px;
}

.btn-mili-card {
  background: var(--color-accent);
  color: #FFFFFF; border: none;
  border-radius: 8px; padding: 11px 18px;
  font-family: var(--font-sans);
  font-size: 13px; font-weight: 600;
  cursor: pointer;
  display: inline-flex; align-items: center; gap: 8px;
  width: fit-content; margin-top: 16px;
  transition: background 0.2s ease;
}
.btn-mili-card:hover { background: var(--color-accent-hover); }

/* Card vacía (zero products) */
.empty-card-message {
  font-size: 13px; color: var(--text-muted);
  line-height: 1.5; margin-top: 8px;
  padding: 10px;
  background: rgba(0,0,0,0.03);
  border-radius: 6px;
}

/* Loading skeleton */
.cards-skeleton {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.skeleton-card {
  height: 340px;
  background: linear-gradient(90deg, #F7F7F7 25%, #EAEAEA 50%, #F7F7F7 75%);
  background-size: 200% 100%;
  animation: shimmer 1.5s ease infinite;
  border-radius: var(--radius-md);
}
@keyframes shimmer {
  from { background-position: 200% 0; }
  to   { background-position: -200% 0; }
}

/* ══════════════════════════════════════════════════════
   SUBPAGE — STRIP DE ASEGURADORAS
   ══════════════════════════════════════════════════════ */
.carriers-strip {
  background: #F7F7F7;
  padding: 56px 0;
  border-top: 1px solid rgba(0,0,0,0.05);
}

.carriers-strip-headline {
  font-size: 22px; font-weight: 700;
  color: var(--text-primary);
  margin-bottom: 6px;
}
.carriers-strip-sub {
  font-size: 15px; color: var(--text-secondary);
  margin-bottom: 36px;
}

.carriers-logos-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 16px;
  align-items: center;
}

.carrier-logo-item {
  position: relative;
  display: flex; align-items: center; justify-content: center;
  padding: 12px 16px;
  background: #FFFFFF;
  border: 1px solid rgba(0,0,0,0.06);
  border-radius: 10px;
  height: 72px;
  transition: all 0.2s ease;
  cursor: pointer;
}
.carrier-logo-item img {
  max-height: 40px; max-width: 100%;
  object-fit: contain;
  filter: none; opacity: 1;
transition: all 0.25s ease;
}
.carrier-logo-item:hover {
  box-shadow: 0 8px 20px rgba(0,0,0,0.10);
  transform: translateY(-2px);
}

.carrier-logo-item:hover img {
  transform: scale(1.06);
}

/* ══════════════════════════════════════════════════════
   SUBPAGE — CTA FINAL OSCURO
   ══════════════════════════════════════════════════════ */
.cta-dark {
  background: linear-gradient(135deg, #1A1A2E 0%, #2D1B4E 100%);
  padding: 72px 0;
  text-align: center;
}

.cta-dark-badge {
  display: inline-block;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.15);
  color: rgba(255,255,255,0.70);
  border-radius: 20px;
  padding: 6px 16px;
  font-size: 12px; font-weight: 600;
  letter-spacing: 0.06em; text-transform: uppercase;
  margin-bottom: 20px;
}

.cta-dark-headline {
  font-size: clamp(24px, 4vw, 36px);
  font-weight: 800; color: #FFFFFF;
  margin-bottom: 12px; line-height: 1.2;
}

.cta-dark-sub {
  font-size: 17px; color: rgba(255,255,255,0.70);
  margin-bottom: 36px; line-height: 1.5;
}

.cta-dark-buttons {
  display: flex; justify-content: center;
  gap: 16px; flex-wrap: wrap;
}

/* ══════════════════════════════════════════════════════
   FAB MILI FLOTANTE
   ══════════════════════════════════════════════════════ */
.mili-fab-floating {
  position: fixed;
  bottom: 28px; right: 28px;
  z-index: 900;
  background: #C2185B;
  color: #FFFFFF;
  border: none; cursor: pointer;
  border-radius: 28px;
  padding: 12px 18px 12px 14px;
  display: flex; align-items: center; gap: 10px;
  box-shadow: 0 4px 20px rgba(194,24,91,0.40);
  transition: all 0.2s ease;
}
.mili-fab-floating:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 28px rgba(194,24,91,0.50);
}

.mili-fab-avatar-wrapper {
  position: relative; flex-shrink: 0;
}
.mili-fab-avatar {
  width: 36px; height: 36px;
  border-radius: 50%;
  background: rgba(255,255,255,0.25);
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: 16px;
  color: #FFFFFF;
}
.mili-fab-status-dot {
  position: absolute;
  bottom: 0; right: 0;
  width: 10px; height: 10px;
  background: #22C55E;
  border-radius: 50%;
  border: 2px solid #C2185B;
  animation: pulseGreen 2s ease infinite;
}

.mili-fab-content {
  text-align: left; line-height: 1.2;
}
.mili-fab-title {
  font-size: 14px; font-weight: 600;
  color: #FFFFFF; margin: 0;
}
.mili-fab-subtitle {
  font-size: 11px; color: rgba(255,255,255,0.80);
  margin: 0;
}

@media (max-width: 480px) {
  .mili-fab-floating {
    width: 52px; height: 52px;
    border-radius: 50%;
    padding: 0;
    justify-content: center;
  }
  .mili-fab-content { display: none; }
  .mili-fab-avatar { width: 32px; height: 32px; font-size: 14px; }
}

/* ══════════════════════════════════════════════════════
   POLICY MODAL
   ══════════════════════════════════════════════════════ */
.policy-overlay {
  display: none;
  position: fixed; inset: 0; z-index: 1050;
  background: rgba(26,26,46,0.70);
  align-items: center; justify-content: center;
  padding: 16px;
  animation: fadeIn 0.2s ease;
}
.policy-overlay.active { display: flex; }

.policy-modal {
  background: #FFFFFF;
  border-radius: 16px;
  width: 100%; max-width: 560px;
  max-height: calc(100vh - 48px);
  overflow-y: auto;
  box-shadow: 0 24px 64px rgba(0,0,0,0.25);
  display: flex; flex-direction: column;
}

.policy-modal-header {
  background: var(--color-accent);
  color: #FFFFFF;
  padding: 20px 24px;
  border-radius: 16px 16px 0 0;
  display: flex; align-items: flex-start;
  gap: 16px;
  position: sticky; top: 0; z-index: 1;
}

.policy-modal-logo {
  width: 56px;
  height: 56px;
  background: #FFFFFF;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  overflow: hidden;
  padding: 6px;
  box-sizing: border-box;
}

.policy-modal-logo img {
  max-width: 100%;
  max-height: 100%;
  width: auto;
  height: auto;
  object-fit: contain;
  display: block;
}

.policy-modal-title-group { flex: 1; min-width: 0; }
.policy-modal-carrier {
  font-size: 12px; font-weight: 500;
  color: rgba(255,255,255,0.80);
  text-transform: uppercase; letter-spacing: 0.06em;
  margin-bottom: 2px;
}
.policy-modal-name {
  font-size: 18px; font-weight: 700;
  color: #FFFFFF; line-height: 1.2;
}
.policy-modal-meta {
  font-size: 11px; color: rgba(255,255,255,0.65);
  margin-top: 4px;
}

.policy-modal-close {
  background: rgba(255,255,255,0.15);
  border: none; cursor: pointer; color: #FFFFFF;
  width: 28px; height: 28px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0; font-size: 16px;
  transition: background 0.15s;
}
.policy-modal-close:hover { background: rgba(255,255,255,0.25); }

.policy-modal-body { padding: 24px; flex: 1; }

.policy-modal-section-title {
  font-size: 12px; font-weight: 600;
  color: var(--text-muted);
  text-transform: uppercase; letter-spacing: 0.08em;
  margin-bottom: 10px;
}

.policy-modal-description {
  font-size: 14px; color: var(--text-secondary);
  line-height: 1.7; margin-bottom: 20px;
}

.policy-benefits-list {
  list-style: none; display: flex;
  flex-direction: column; gap: 8px;
  margin-bottom: 20px;
}
.policy-benefit-item {
  display: flex; align-items: flex-start; gap: 10px;
  font-size: 14px; color: var(--text-secondary);
  line-height: 1.4;
}
.benefit-check {
  color: var(--color-accent); flex-shrink: 0;
  margin-top: 1px; font-size: 16px; font-weight: 700;
}

.policy-modal-footer {
  padding: 16px 24px 24px;
  display: flex; flex-direction: column; gap: 10px;
  border-top: 1px solid rgba(0,0,0,0.07);
}

.btn-mili-modal {
  background: var(--color-accent);
  color: #FFFFFF; border: none; border-radius: 8px;
  padding: 13px 20px;
  font-family: var(--font-sans);
  font-size: 14px; font-weight: 600; cursor: pointer;
  display: flex; align-items: center; justify-content: center; gap: 8px;
  width: 100%; transition: background 0.2s ease;
}
.btn-mili-modal:hover { background: var(--color-accent-hover); }

.btn-clausulado {
  background: transparent;
  color: var(--color-accent);
  border: 1.5px solid var(--color-accent);
  border-radius: 8px; padding: 11px 20px;
  font-family: var(--font-sans);
  font-size: 14px; font-weight: 600; cursor: pointer;
  display: flex; align-items: center; justify-content: center; gap: 8px;
  width: 100%; text-decoration: none;
  transition: all 0.2s ease;
}
.btn-clausulado:hover { background: rgba(194,24,91,0.06); }
.btn-clausulado:disabled, .btn-clausulado.disabled {
  opacity: 0.4; cursor: not-allowed; pointer-events: none;
}

/* ══════════════════════════════════════════════════════
   CHAT MILI
   ══════════════════════════════════════════════════════ */
.mili-window {
  position: fixed; inset: 0; z-index: 1100;
  background: rgba(26,26,46,0.60);
  display: flex; align-items: center; justify-content: center;
  padding: 16px;
  animation: fadeIn 0.2s ease;
}

.mili-chat {
  background: #FFFFFF; border-radius: 16px;
  width: 420px; max-width: calc(100% - 32px);
  height: 580px; max-height: calc(100vh - 64px);
  display: flex; flex-direction: column; overflow: hidden;
  box-shadow: 0 24px 64px rgba(0,0,0,0.25);
}

.mili-header {
  background: linear-gradient(135deg, #1A1A2E, #2D1B4E);
  color: #FFFFFF; padding: 16px 20px;
  display: flex; align-items: center; gap: 12px;
  flex-shrink: 0;
}

.mili-header-avatar {
  width: 36px; height: 36px; border-radius: 50%;
  background: #C2185B; color: #FFFFFF;
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-sans);
  font-weight: 700; font-size: 16px;
  flex-shrink: 0;
}

.mili-header-info { flex: 1; }
.mili-header-name { font-size: 15px; font-weight: 600; color: #FFFFFF; }
.mili-header-status {
  font-size: 12px; color: rgba(255,255,255,0.65);
  display: flex; align-items: center; gap: 6px;
}

.mili-close-btn {
  background: rgba(255,255,255,0.12);
  border: none; cursor: pointer; color: #FFFFFF;
  width: 28px; height: 28px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 16px; flex-shrink: 0;
  transition: background 0.15s;
}
.mili-close-btn:hover { background: rgba(255,255,255,0.22); }

.mili-messages {
  flex: 1; overflow-y: auto; padding: 16px;
  display: flex; flex-direction: column; gap: 12px;
  background: #F7F7F7;
}
.mili-messages::-webkit-scrollbar { width: 4px; }
.mili-messages::-webkit-scrollbar-thumb { background: rgba(0,0,0,0.15); border-radius: 2px; }

.bubble-mili {
  background: #FFFFFF; border-radius: 4px 12px 12px 12px;
  padding: 12px 16px; max-width: 85%;
  font-size: 14px; line-height: 1.5; color: var(--text-secondary);
  box-shadow: 0 1px 4px rgba(0,0,0,0.08);
  white-space: pre-wrap;
}

.bubble-user {
  background: #C2185B; color: #FFFFFF;
  border-radius: 12px 4px 12px 12px;
  padding: 12px 16px; max-width: 85%;
  align-self: flex-end;
  font-size: 14px; line-height: 1.5;
}

.bubble-typing {
  background: #FFFFFF; border-radius: 4px 12px 12px 12px;
  padding: 14px 18px; max-width: 60%;
  box-shadow: 0 1px 4px rgba(0,0,0,0.08);
  display: flex; gap: 4px; align-items: center;
}
.typing-dot {
  width: 7px; height: 7px;
  background: var(--text-muted); border-radius: 50%;
  animation: typingBounce 1.2s ease infinite;
}
.typing-dot:nth-child(2) { animation-delay: 0.15s; }
.typing-dot:nth-child(3) { animation-delay: 0.30s; }
@keyframes typingBounce {
  0%, 60%, 100% { transform: translateY(0); }
  30% { transform: translateY(-6px); }
}

.quick-chips {
  padding: 8px 16px;
  display: flex; gap: 6px; flex-wrap: wrap;
  border-top: 0.5px solid rgba(0,0,0,0.07);
  background: #FFFFFF; flex-shrink: 0;
}

.chip {
  background: rgba(194,24,91,0.08); color: #C2185B;
  border: 1px solid rgba(194,24,91,0.20);
  border-radius: 16px; padding: 5px 12px;
  font-family: var(--font-sans);
  font-size: 12px; font-weight: 500;
  cursor: pointer; transition: all 0.2s;
  white-space: nowrap;
}
.chip:hover { background: rgba(194,24,91,0.15); }

.mili-input-area {
  padding: 12px 16px;
  border-top: 1px solid rgba(0,0,0,0.07);
  display: flex; gap: 8px; background: #FFFFFF;
  flex-shrink: 0;
}

.mili-input {
  flex: 1;
  border: 1.5px solid rgba(0,0,0,0.12);
  border-radius: 20px; padding: 10px 16px;
  font-family: var(--font-sans);
  font-size: 14px; outline: none;
  transition: border-color 0.15s;
  resize: none;
}
.mili-input:focus { border-color: #C2185B; }

.mili-send {
  background: #C2185B; color: #FFFFFF; border: none;
  border-radius: 50%; width: 38px; height: 38px;
  cursor: pointer; flex-shrink: 0;
  display: flex; align-items: center; justify-content: center;
  transition: background 0.2s;
}
.mili-send:hover { background: var(--color-accent-hover); }
.mili-send:disabled { background: #ccc; cursor: not-allowed; }

/* ══════════════════════════════════════════════════════
   RESPONSIVE
   ══════════════════════════════════════════════════════ */
@media (max-width: 900px) {
  .cards-grid, .cards-skeleton { grid-template-columns: repeat(2, 1fr); }
  .carriers-logos-grid { grid-template-columns: repeat(3, 1fr); }
}

@media (max-width: 768px) {
  .nav-menu,
.nav-right .badge-ai,
.nav-right .btn-primary {
  display: none;
}

.nav-mobile-toggle {
  display: flex;
}

.footer-main {
  grid-template-columns: 1fr;
  gap: 28px;
}

.footer-bottom {
  flex-direction: column;
  gap: 8px;
  text-align: center;
}
  .subpage-hero { min-height: 380px; }
  .hero-h1, .hero-h2 { font-size: clamp(26px, 6vw, 38px); }
  .hero-subtexto { font-size: 15px; }
  .hero-coberturas { gap: 14px; }
  .cta-dark-buttons { flex-direction: column; align-items: center; }
}

@media (max-width: 560px) {
  .cards-grid, .cards-skeleton { grid-template-columns: 1fr; }
  .carriers-logos-grid { grid-template-columns: repeat(2, 1fr); }
  .hero-stats { gap: 0; }
  .hero-stat { padding: 0 16px; }
}

/* ══════════════════════════════════════════════════════
   CATEGORY LANDING PAGES
   ══════════════════════════════════════════════════════ */

/* ── Category hero ─────────────────────────────────── */
.cat-hero {
  position: relative;
  min-height: 540px;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: var(--color-dark);
}
.cat-hero-bg {
  position: absolute; inset: 0;
  background-size: cover; background-position: center;
  z-index: 0;
  transition: opacity 0.4s ease;
}
.cat-hero-bg.no-image {
  background: linear-gradient(135deg, var(--color-dark) 0%, #2d1b4e 60%, var(--color-dark-mid) 100%);
}
.cat-hero-overlay {
  position: absolute; inset: 0;
  background: linear-gradient(
    to right,
    rgba(26,26,46,0.90) 0%,
    rgba(26,26,46,0.70) 45%,
    rgba(26,26,46,0.20) 100%
  );
  z-index: 1;
}
.cat-hero .container {
  position: relative; z-index: 2;
  padding-top: 80px; padding-bottom: 80px;
  max-width: 700px;
}
.cat-hero-eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(194,24,91,0.15);
  border: 1px solid rgba(194,24,91,0.40);
  color: #E91E8C;
  font-size: 11px; font-weight: 700;
  letter-spacing: 0.12em; text-transform: uppercase;
  padding: 6px 14px; border-radius: var(--radius-full);
  margin-bottom: 20px;
}
.cat-hero-headline {
  font-size: clamp(28px, 4.5vw, 52px);
  font-weight: 800;
  line-height: 1.12;
  color: #fff;
  margin: 0 0 16px;
}
.cat-hero-subcopy {
  font-size: 17px;
  line-height: 1.65;
  color: rgba(255,255,255,0.78);
  margin: 0 0 36px;
  max-width: 560px;
}
.cat-hero-actions {
  display: flex; gap: 14px; flex-wrap: wrap;
}

/* ── Category overview strip ────────────────────────── */
.cat-overview {
  background: var(--bg-secondary);
  border-bottom: 1px solid var(--border-light);
  padding: 32px var(--section-padding-x);
}
.cat-overview .container {
  display: flex; align-items: center; gap: 20px;
}
.cat-overview-icon {
  width: 52px; height: 52px; flex-shrink: 0;
  background: rgba(194,24,91,0.10);
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  color: var(--color-accent);
}
.cat-overview-text {
  font-size: 15px; line-height: 1.6;
  color: var(--text-secondary);
}
.cat-overview-text strong { color: var(--text-primary); }

/* ── Subcategory showcase ───────────────────────────── */
.cat-subcats {
  padding: 72px var(--section-padding-x) 80px;
  background: var(--bg-primary);
}
.cat-subcats-header {
  text-align: center;
  margin-bottom: 52px;
}
.cat-subcats-eyebrow {
  font-size: 11px; font-weight: 700; letter-spacing: 0.12em;
  text-transform: uppercase; color: var(--color-accent);
  margin-bottom: 10px;
}
.cat-subcats-title {
  font-size: clamp(22px, 3vw, 34px);
  font-weight: 800; color: var(--text-primary);
  margin: 0 0 10px;
}
.cat-subcats-subtitle {
  font-size: 15px; color: var(--text-muted);
  max-width: 520px; margin: 0 auto;
}

.cat-subcats-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 24px;
}

/* ── Subcategory card ───────────────────────────────── */
.subcat-card {
  background: var(--bg-primary);
  border: 1px solid var(--border-light);
  border-radius: 16px;
  padding: 28px;
  display: flex; flex-direction: column; gap: 14px;
  cursor: pointer;
  transition: border-color 0.2s ease, box-shadow 0.2s ease, transform 0.2s ease;
  text-decoration: none;
  color: inherit;
}
.subcat-card:hover {
  border-color: rgba(194,24,91,0.45);
  box-shadow: 0 8px 28px rgba(194,24,91,0.10);
  transform: translateY(-3px);
}
.subcat-card-top {
  display: flex; align-items: flex-start; justify-content: space-between; gap: 12px;
}
.subcat-card-name {
  font-size: 16px; font-weight: 700;
  color: var(--text-primary); line-height: 1.3;
}
.subcat-card-frase {
  font-size: 13px; font-style: italic;
  color: var(--color-accent); line-height: 1.4;
}
.subcat-card-desc {
  font-size: 13px; line-height: 1.65;
  color: var(--text-secondary);
  display: -webkit-box;
  -webkit-line-clamp: 3;
  -webkit-box-orient: vertical;
  overflow: hidden;
}
.subcat-card-metrics {
  display: flex; gap: 12px; flex-wrap: wrap;
}
.subcat-metric {
  display: inline-flex; align-items: center; gap: 5px;
  background: var(--bg-secondary);
  border-radius: var(--radius-full);
  padding: 4px 10px;
  font-size: 12px; font-weight: 600;
  color: var(--text-secondary);
}
.subcat-metric.loading {
  background: linear-gradient(90deg, #f0f0f0 25%, #e8e8e8 50%, #f0f0f0 75%);
  background-size: 200% 100%;
  animation: shimmer 1.5s infinite;
  color: transparent; min-width: 80px;
}
.subcat-card-cta {
  display: inline-flex; align-items: center; gap: 6px;
  color: var(--color-accent); font-size: 13px; font-weight: 600;
  margin-top: auto;
  transition: gap 0.2s ease;
}
.subcat-card:hover .subcat-card-cta { gap: 10px; }

/* ── Category strip (pill list) ─────────────────────── */
.cat-strip {
  background: var(--color-dark);
  padding: 28px var(--section-padding-x);
  overflow: hidden;
}
.cat-strip .container {
  display: flex; align-items: center; gap: 16px; flex-wrap: wrap;
}
.cat-strip-label {
  font-size: 11px; font-weight: 700; letter-spacing: 0.1em;
  text-transform: uppercase; color: rgba(255,255,255,0.45);
  white-space: nowrap; margin-right: 4px;
}
.cat-strip-pill {
  display: inline-flex; align-items: center; gap: 6px;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-full);
  padding: 6px 14px;
  font-size: 12px; font-weight: 500; color: rgba(255,255,255,0.75);
  cursor: pointer; text-decoration: none;
  transition: background 0.15s ease, border-color 0.15s ease, color 0.15s ease;
  white-space: nowrap;
}
.cat-strip-pill:hover {
  background: rgba(194,24,91,0.25);
  border-color: rgba(194,24,91,0.50);
  color: #fff;
}

/* ── Trust section ──────────────────────────────────── */
.cat-trust {
  padding: 64px var(--section-padding-x);
  background: var(--bg-secondary);
  border-top: 1px solid var(--border-light);
}
.cat-trust-header {
  text-align: center; margin-bottom: 44px;
}
.cat-trust-title {
  font-size: clamp(20px, 2.5vw, 28px);
  font-weight: 800; color: var(--text-primary); margin: 0 0 8px;
}
.cat-trust-sub {
  font-size: 15px; color: var(--text-muted);
}
.cat-trust-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 24px;
}
.cat-trust-item {
  text-align: center;
  padding: 28px 20px;
  background: var(--bg-primary);
  border-radius: 14px;
  border: 1px solid var(--border-light);
}
.cat-trust-number {
  font-size: 36px; font-weight: 800;
  color: var(--color-accent); line-height: 1;
  margin-bottom: 6px;
}
.cat-trust-label {
  font-size: 13px; font-weight: 600; color: var(--text-secondary);
  line-height: 1.4;
}

/* ── Category CTA dark ──────────────────────────────── */
.cat-cta-dark {
  background: var(--color-dark);
  padding: 72px var(--section-padding-x);
  text-align: center;
}
.cat-cta-badge {
  display: inline-block;
  background: rgba(194,24,91,0.15);
  border: 1px solid rgba(194,24,91,0.35);
  color: #E91E8C; font-size: 12px; font-weight: 600;
  padding: 6px 16px; border-radius: var(--radius-full);
  margin-bottom: 20px; letter-spacing: 0.04em;
}
.cat-cta-headline {
  font-size: clamp(22px, 3.5vw, 38px);
  font-weight: 800; color: #fff;
  margin: 0 0 12px;
}
.cat-cta-sub {
  font-size: 16px; color: rgba(255,255,255,0.65);
  margin: 0 0 36px; max-width: 480px; margin-left: auto; margin-right: auto;
}
.cat-cta-buttons {
  display: flex; gap: 14px; justify-content: center; flex-wrap: wrap;
}

/* ── Category responsive ────────────────────────────── */
@media (max-width: 900px) {
  .cat-subcats-grid { grid-template-columns: repeat(2, 1fr); }
  .cat-trust-grid   { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 640px) {
  .cat-hero { min-height: 420px; }
  .cat-hero .container { padding-top: 60px; padding-bottom: 60px; }
  .cat-hero-actions { flex-direction: column; }
  .cat-subcats-grid { grid-template-columns: 1fr; }
  .cat-trust-grid   { grid-template-columns: repeat(2, 1fr); }
  .cat-cta-buttons  { flex-direction: column; align-items: center; }
  .cat-overview .container { flex-direction: column; gap: 12px; }
}

@media (max-width: 480px) {
  .cat-trust-grid { grid-template-columns: 1fr; }
}

/* ══════════════════════════════════════════════════════
   MOBILE NAV DRAWER
   ══════════════════════════════════════════════════════ */
.nav-mobile-overlay {
  display: none;
  position: fixed; inset: 0;
  background: rgba(10,10,20,0.75);
  z-index: 1020;
  -webkit-tap-highlight-color: transparent;
}
.nav-mobile-overlay.open { display: block; }

.nav-mobile-drawer {
  position: absolute; top: 0; right: 0;
  width: 280px; max-width: 85vw;
  height: 100%;
  background: #1A1A2E;
  display: flex; flex-direction: column;
  overflow-y: auto;
  -webkit-overflow-scrolling: touch;
  transform: translateX(100%);
  transition: transform 0.28s cubic-bezier(0.4,0,0.2,1);
  z-index: 1030;
}
.nav-mobile-overlay.open .nav-mobile-drawer { transform: translateX(0); }

.nav-mobile-header {
  display: flex; align-items: center;
  justify-content: space-between;
  padding: 16px 20px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  min-height: 64px;
  flex-shrink: 0;
}
.nav-mobile-logo { height: 72px; width: auto; object-fit: contain; }

.nav-mobile-close {
  background: none; border: none;
  color: rgba(255,255,255,0.75);
  font-size: 20px; cursor: pointer;
  width: 44px; height: 44px;
  display: flex; align-items: center; justify-content: center;
  border-radius: 8px;
  transition: background 0.2s;
  flex-shrink: 0;
}
.nav-mobile-close:hover,
.nav-mobile-close:active { background: rgba(255,255,255,0.1); color: #fff; }

.nav-mobile-links {
  list-style: none;
  flex: 1;
  padding: 8px 0;
}
.nav-mobile-links li {
  border-bottom: 1px solid rgba(255,255,255,0.05);
}
.nav-mobile-links a {
  display: flex; align-items: center;
  padding: 0 24px;
  min-height: 56px;
  color: rgba(255,255,255,0.82);
  text-decoration: none;
  font-size: 16px; font-weight: 500;
  transition: background 0.15s ease, color 0.15s ease;
}
.nav-mobile-links a:hover,
.nav-mobile-links a:active {
  background: rgba(194,24,91,0.12);
  color: #fff;
}
.nav-mobile-cat-label {
  font-size: 10px; font-weight: 700;
  letter-spacing: 0.1em; text-transform: uppercase;
  color: #C2185B;
  padding: 20px 24px 6px;
  display: block;
}

.nav-mobile-cta {
  padding: 20px 24px;
  border-top: 1px solid rgba(255,255,255,0.08);
  flex-shrink: 0;
}
.nav-mobile-cta .btn-primary {
  width: 100%; justify-content: center;
  min-height: 48px; font-size: 15px;
}

/* Hamburger → X animation */
.nav-mobile-toggle span { transition: all 0.25s ease; }
.nav-mobile-toggle.is-open span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}
.nav-mobile-toggle.is-open span:nth-child(2) { opacity: 0; }
.nav-mobile-toggle.is-open span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

/* Prevent body scroll when mobile nav is open */
body.nav-open { overflow: hidden; }
